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Tag Archives: health care

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Too much of a good thing: When employees suffer from health care “overchoice”

Author: Carmilla Tan, FSA, MAAA — We’re a society of endless alternatives. Just think about your morning coffee order: The barista asks you to choose between fat free, 1%, 2%, soy, almond, whole milk, or half-and-half. The options can be dizzying. While the power of choice can be very valuable, in some instances, there can […]

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Taking advantage of the health system model to improve care, lower costs

Author: Gregg Lambert — All over the country, hospitals have been merging into larger “health systems” in an attempt to increase efficiencies and reduce costs. Today, more than half of the 5,700 hospitals in the U.S. belong to a health system, along with 67% of doctors, who are finding it increasingly difficult to maintain private […]

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Managing Health Care Costs: Integrated Health Networks

Author: Bob Braddick — Today there is more complexity than ever among health plans and the specialty solutions bolted onto them. In light of steadily rising health care costs, plan designers are searching for creative ways to build quality offerings, keep costs low, and simplify the member experience. The evidence is everywhere that current models […]

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How to immediately lower your health care costs while assuring quality care

Author: Bob Braddick — Your employees want less money taken out of their paychecks for health care. Typically, to keep premiums down, copays and deductibles go up. But employees are already shouldering as much of the health care cost burden as they can bear. We need a way to better address the unsustainable growth in […]

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Self-funding: Is it right for small businesses?

Author: Gregg Lambert — Health care can be a maze. This is the second in a series to help employers and employees get the best health outcomes while lowering costs. Many employers self-fund their health plans rather than pay high premiums to a health insurance company. Employers appreciate the cost savings realized by self-funding, as […]

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